Flood insurance is available whether the building is in or out of the identified flood-prone area.There is a 30-day waiting period before flood insurance goes into effect, so don't delay.Flood insurance is available in most communities through insurance agents.FEMA manages the National Flood Insurance Program, which makes federally-backed flood insurance available in communities that agree to adopt and enforce floodplain management ordinances to reduce future flood damage.Remember a battery operated NOAA Weather Radio with a tone-alert feature and extra batteries. Flood losses are not covered under homeowners insurance policies. Know where gas pilot lights are located and how the heating system works.
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